
Financing

YOUR PROJECT, ON YOUR TERMS
You don’t have to wait to have Montano’s Landscaping improve your outdoor spaces! We offer three convenient financing options so your project can be completed on your terms and preferred timeframe.

GET IT DONE SOONER
Reasons to Begin Now with Montano’s
Using one of our trusted financing partners to get your project underway sooner rather than later can reduce the overall project cost, neighborhood disruption, and the hassles of project organization.
Postponing your landscape project because funds aren’t immediately available puts you at risk of rising prices. Dividing it into several smaller, more affordable projects may not always be your best option. That’s because those smaller segments will require you to go through the design phase, the pricing phase, and the construction phase over and over again. This can be disruptive to your lifestyle and the peace and quiet of your neighborhood.
Get it all done now, and start enjoying your new space right away by choosing from one of our convenient payment plans.

THREE OPTIONS TO PAY FOR YOUR PROJECT
Low Monthly Payments to Help You Meet Your Goals
We have done our due diligence to identify highly-qualified and highly-rated Financing Providers so our clients have the benefit of choosing the option that best meets their unique situations and goals. Montano’s Landscaping prefers the following three providers to finance your project; scroll down to learn more about each.
✔ Lyon Financial
✔ HFS Financial
✔ Viking Capital

Lyon Financial
Up to $150,000 for Backyard Living and Up to $200,000 for Swimming Pool
Low, fixed rates*
Terms up to 20 years for Backyard Living or 30 years for Swimming Pool‡
Most approvals within 48 hours
Discounts & benefits for Veterans
*Your APR and monthly payment may differ based on loan purpose, amount, term, and your credit profile. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Exact interest rate determined by credit profile.
‡Available on approved credit, not all will qualify. Minimum FICO of 800 required for 8.99% APR with a maximum loan term of 30 years and a maximum loan amount of $150,000. Term of 30 years requires a minimum FICO of 700. Conditions and limitations apply, including state restrictions. Advertised terms are subject to change without notice. Loan terms may differ based on loan purpose and credit profile. Loans for non-pool/standalone home improvement projects may incur different rates and terms based on loan purpose.
HFS Financial**
Up to $300,000
Low, fixed rates
Terms up to 20 years
Same-day qualifications
Inquiring won’t impact your credit score
**HFS Financial is not a lender. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant, or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs that are offered by one or more unaffiliated third-party lenders.
All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by a third-party lender under terms and conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation supplied by such lender. Loan programs described at this website have no prepayment penalties. Not all will qualify.
Viking Capital***
Variable Loan Options
Terms up to 20 years
Qualifications within 24 hours and funding as quickly as 2 days
No-income-verification loans, perfect for self-employed borrowers
Inquiring won’t impact your credit score
***Established in 1999, Viking Capital is a family-owned business proudly helping homeowners invest in their homes to improve their quality of life. Viking Capital acts in the capacity of “consultant”, working with lenders to pair homeowners nationwide with the most desirable swimming pool/home improvement financing options available. Once your application is submitted, one a loan consultant will help you select the best loan for your needs and qualifications.