Financing
THE UNILOCK DO-IT-NOW PROGRAM
You don’t have to wait to have Montano’s Landscaping improve your outdoor spaces! Join the UNILOCK DO-IT-NOW program.
GET IT DONE SOONER
Reasons to DO IT NOW with Montano’s
Using the Unilock DO-IT-NOW Payment Options Program can reduce the overall project cost, neighborhood disruption, and the hassles of project organization.
Postponing your landscape project because funds aren’t immediately available puts you at risk of rising prices. Dividing it into several smaller, more affordable projects may not always be your best option. That’s because those smaller segments will require you to go through the design phase, the pricing phase, and the construction phase over and over again. This can be disruptive to your lifestyle and the peace and quiet of your neighborhood.
Get it all done now, and start enjoying your new space right away by choosing from one of our convenient payment plans.
TWO OPTIONS TO PAY FOR YOUR PROJECT
Same-As-Cash or Low Monthly Payments
Offered by Montano’s Landscaping…
A UNILOCK Authorized Contractor
✔ Choose from no payments/no interest* or a low monthly payment option**
✔ 100% unsecured financing up to $75,000 on approved credit*
✔ Easy and safe toll-free loan-by-phone application
✔ Credit decision in minutes
✔ Peace of mind because you provide your personal financial information directly to the bank and not to your contractor
✔No application fee, no closing costs, and no prepayment penalties
Same-As-Cash
$1,000-$75,000
12-Month Same-As-Cash Loan
No Monthly Payments and No Interest*
If repaid in full within the same-as-cash period
Term: Up to 10 Years
Rate: 19.99% Fixed APR
*Same-As-Cash Loan — Credit and loans provided by EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of July 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement.
Low Monthly Payments**
$3,500-$75,000
6.99% APR 5-Year Loan
**5-Year Loan — Credit and loans provided by EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.